It’s never been more convenient to shop for what you want at COURTS. With COURTS READY FINANCE, you get a whole new way to purchase items, amazing coverage on everything you purchase and the most convenient payment options available. We put it all in place so you can get everything you need minus the stress.
Less with Courts Ready Finance
- Credit at cash prices
- 24-hour approval
- Setting your own installment terms (between 3 and 36 months)
- Premium coverage for:
JOB LOSS DUE TO REDUNDANCY
All installments paid for up to one year.
HOSPITALIZATION
Monthly payment waived up to 3 months.
LOSS OF ITEM DUE TO THEFT, FIRE, FLOOD OR NATURAL DISASTER
Balance written off your account.
Plus, get the convenience of paying:
- At any COURTS branch or any other Unicomer location.
- Via standing order, Telebanking or Internet Banking
With VIA at over 900 Lotto Booths nationwide
When You Shop With Ready Finance Your Credit Plan Is Customised For You And You Only.
- You pay no Deposit: With no down payment required, there is no need to spend your cash.
- You choose your payment term – up to 36 months – Choose the payment term that best suits your needs – 3 to 36 months
- Payment Protection – You’re Covered in Uncertain Times
If unforeseen circumstances affect your ability to pay your monthly installments, your payments will be waived or your balance paid off in full
When You Shop With Ready Finance Your Credit Plan Is Customised For You And You Only.
- Get Credit at the Cash price – Our credit is based on the actual cash price
- Easy Payment Options – You can pay installments at any courts branches or any other Unicomer location, by standing order, telebanking, internet banking or VIA (900+ Lotto Booth Locations)
- Hassle Free Credit approval in Less than 24 hours
- Shop as often as you like: There are no restrictions to the number of purchases you can make with your available Ready Finance spend
How Do I Apply?
- A valid I.D. (Passport, Driver’s Licence or Voters I.D.)
- Proof of income – Job letter and recent pay slip
- Proof of Address – recent utility bill (Electricity, Water, Telephone or Cable bill)
*Subject to credit approval. Credit Terms and conditions apply
FAQ
What are the requirements to get credit ?
- One (1 ) valid form of government-issued picture ID -Driver’s Permit, National ID, Passport
- Proof of Income
- Job letter not older than three (3) months
- Pay slip not older than one (1) month
- Proof of Address- Utility Bill/ Bank Statement not older than one (1) month
Is there an age limit to access credit ?
Yes- 80 years
What is the maximum I can borrow ?
The maximum loan amount is $50,000
How long do I get to repay a cash loan ?
Principal of up to $30,000, the repayment period is a maximum of 24 months
Principal sums over $30,000, the repayment period is a maximum of 36 months
Must I have a previous account with Courts to get a loan ?
Having a previous account is not required, anyone over 18 years of age can apply.
What is the processing time for an account?
Within 24 to 48 hours.
Need to pay your account?
Use Your Ready Finance Credit at any of our Locations
