Sometimes, we find ourselves in need of a little help to keep a smile on our faces through tough times. That’s why Ready Cash gives you fast access to easy Cash Loans.
- Get up to EC$20,000 in cash
- Get cash at a competitive interest rate
- Make your first instalment 30 days after disbursement
Frequently Asked Questions
Courts Ready Cash is an extension of Ready Finance. It is a part of your Ready Finance limit that may be used however you decide. Up to EC$20,000 can be used for personal use such as educational purposes, as well as purchase furniture, appliances, electronics, medical, education, home repairs, etc.
Anyone can get a ready cash loan. New customers can qualify for up to $2,700. Existing customers in good credit standing can qualify for up to $20,000.
- New customers – persons who have never shopped on hire purchase at Courts
- Recent customers – persons who opened their first hire purchase account more than 2 months ago & who paid the first 2 installments on time
- Subsequent customers who received calls or whose accounts show they qualify for a cash loan
- Valid government-issued identification (Passport, Driver’s license, Voter’s I.D.)
- Most recent payslip and job letter
- Recent utility bill
- 2 references (1 family not living with customer & 1 friend known over 2 years)
- Employed over 2 years
New customers who can provide a salary deduction from a company approved by Courts can get up to EC$2,700. Maximum Loan Period 36 months for loans over $13,500 only. Any loan of EC$13,500 and under is limited to a 24 month repayment period.
Customers will sign a Promissory Note which outlines the terms & conditions of the loan.
Cash loans can be done at ALL Courts locations.
There is no processing or administrative fee.
Once you complete your application and provide all the necessary documents, we will complete your credit assessment. Your cash loan can be approved and disbursed in two (2) to twenty-four (24) hours.
Loans can be repaid at any COURTS location.
Yes a self-employed person can qualify for a loan.
Customers get more than 1 cash loans, providing the combined total does not exceed 50% of the Approved Spending Limit
More ways to pay your account?
Apply for a Ready Cash Loan at these Locations
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Courts Kingstown
Bay Street, Kingstown Tel: +1 (784) 456-1325 Monday — Friday: 8AM — 4:30PM Saturday: 8AM — 12PM Sunday: CLOSED -
Courts Ready Cash Kingstown
Halifax Street, Kingstown Tel: +1 (784) 456-1325 Ext. 2120/21/22/23 Monday — Friday: 8AM — 4:30PM Saturday: 8AM — 12PM Sunday: CLOSED