Get the Help you Need

Do you own a small business? Are you passionate about your business and want to see your business grow? If so, chances are you could need just a little help.

Whether you need working capital or new equipment, let us give you a helping hand.

Whether you need working capital or new equipment, let us give you a helping hand.

MicroLoans by Court Ready Cash offers affordable rates on microloans islandwide.

It’s Easy, Affordable, and Flexible.

Apply today and we will give you the help you need.

Apply for Micro Finance at these locations

  • Courts Kingstown

    Bay Street, Kingstown
    Tel: +1 (784) 456-1325 or +1 (784) 493-3840
    Monday — Thursday: 8AM — 4PM
    Friday: 8AM — 4:30PM
    Saturday: 8AM — 12PM
    Sunday: CLOSED
  • Courts Ready Cash Kingstown

    Halifax Street, Kingstown
    Tel: +1 (784) 456-1325 Ext. 2120/21/22/23
    Monday — Thursday: 9AM — 5PM
    Friday: 8AM — 4:30PM
    Saturday & Sunday: CLOSED

Frequently Asked Questions

MicroLoans by Courts Ready Cash is a product offered by Ready Cash, a Unicomer brand that seeks to offer financial solutions and capacity building to micro-businesses in St. Lucia

MicroLoans are available to:

  • Individuals looking to start their own business in any industry
  • Business owners in any industry looking to expand their business

MicroLoans are accessed on a personal basis depending on the needs of the small business owners. For this reason, the requirements vary depending on the customer’s unique situation. Basic requirements include:

  • 2 forms of IDs
  • Proof of address
  • 2 References
  • Proof of business

The interest rate is varied and ranges from 27% – 35%.  Special rates are offered to female entrepreneurs as we acknowledge the need to empower women.

Microloans payment terms are flexible and convenient. Customers can choose to pay within three to twenty-four months.

There are no penalties for early settlement however they are rewards that are reserved for customers who chose to pay their loans within the agreed contract period.

The maximum amount allowable for a MicroLoan is US10,000.

Customers are required to sign a promissory note which details the terms and conditions of the loan.

No, your business does not have to be registered in order to qualify for a loan.

Use Your Ready Finance Credit at any of our Locations

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