GET CASH LOANS UP TO $20,000.

-Quick Approval

-Hassle Free

-Flexible and Easy

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FREQUENTLY ASKED QUESTIONS

Anyone can get a ready cash loan. New customers can qualify for up to $2,700. Existing customers in good credit standing can qualify for up to $20,000.
  • New customers – persons who have never shopped on hire purchase at Courts
  • Recent customers – persons who opened their first hire purchase account more than 2   months ago & who paid the first 2 installments on time
  • Subsequent customers who received calls or whose accounts show they qualify for a cash loan
  • Valid government issued identification (passport, driver’s license, national ID)
  • Most recent payslip and job letter
  • Recent utility bill
  • 2 references (1 family not living with customer & 1 friend known over 2 years)
  • Employed over 2 years
New customers who can provide a salary deduction from a company approved by Courts can get up to EC$2,700. Minimum Loan Period 6 months. Maximum Loan Period 36 months for loans over $13,500 only. Any loan $13,500 and under is limited to a 24 month repayment period.
Cash loans can be done at ALL Courts locations.
Customers will sign a Promissory Note which outlines the terms & conditions of the loan.
There is no processing or administrative fee.
Yes a self-employed person can qualify for a loan
Customers get more than 1 cash loans, providing the combined total does not exceed 50% of the Approved Spending Limit

Q. Who can access Ready Cash Loan?
A. Anyone can get a ready cash loan. New customers can qualify for up to $2,700. Existing customers in good credit standing can qualify for up to 13,500.
  • New customers – persons who have never shopped on hire purchase at Courts
  • Recent customers – persons who opened their first hire purchase account more than 2   months ago & who paid the first 2 installments on time
  • Subsequent customers who received calls or whose accounts show they qualify for a cash loan
Q. What are the requirements for a New Customer?
  • Valid government issued identification (passport, driver’s license, national ID)
  • Most recent payslip and job letter
  • Recent utility bill
  • 2 references (1 family not living with customer & 1 friend known over 2 years)
  • Employed over 2 years
Q. How much cash can a New Customer access?
A. New customers who can provide a salary deduction from a company approved by Courts can get up to EC$2,700. Maximum repayment term is 12 months
Q. Can a cash loan be done at all Courts locations?
A. Cash loans can be done at ALL Courts locations.
Q. Do customers sign a contract?
A. Customers will sign a Promissory Note which outlines the terms & conditions of the loan.
Q. Are there any fees involved?
A. There is no processing or administrative fee.
Q. Can a self-employed person qualify for a loan?
A. Yes a self-employed person can qualify for a loan
Q. Can a customer get more than 1 cash loan?
A. Customers get more than 1 cash loans, providing the combined total does not exceed 50% of the Approved Spending Limit

LOCATIONS

Castries 

  • Chaussee Road, Castries
  • Telephone:
    475-8100
  • Mon-Friday: 8 am – 5 pm
  • Saturday: 8:30 am – 1 pm

Blue Coral 

  • William Peter Blvd, Castries
  • Telephone:
    475-8100
  • Mon- Friday: 8 am – 7 pm
  • Saturday: 8:30 am – 3 pm

Courts Ready Cash Castries

  • Micoud Street
    Castries
    St. Lucia
  • Telephone:
    475-8100
  • Mon-Friday: 8:30 am – 4:30 pm
  • Saturday: 8:30 am – 1:30 pm

Marisule 

  • Marisule, Gros Islet
  • Telephone:
    475-8100
  • Mon-Friday: 8 am – 7 pm
  • Saturday: 8:30 am – 5 pm

Courts Ready Cash JQ Mall

  • JQ Charles Mall 
    2nd Floor
    Rodney Bay
    St Lucia
  • Telephone:
    475-8100
  • Monday to Friday: 10:00am – 6:00pm
  • Saturdays: 10:00am – 2:00pm