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Merchant Partners

Imagine how much more you can do with credit at cash price not only at COURTS, but at any one of our 100 plus vendors? COURTS READY FINANCE makes this a reality.

  • Over 100 participating vendors to choose from.
  • Get credit for items you won’t normally get on credit.
  • Consolidate all your purchases into one flexible monthly payment that you control.

And with a vendor list this diverse, Ready Finance opens the door to limitless possibilities; a whole new way to shop.

Use Your Ready Finance Account at these Partners

  • Forum Deco

    Airport Road, Needsmust, Basseterre
  • Ricardo’s Home Centre and Hardware Ltd.

    Needsmust Estate, Basseterre
  • Island Auto Supplies

    BirdRock Commercial Park, Basseterre
  • Courtesy Auto Service (2004) Limited

    BirdRock Road, Bassterre
  • New Era Ltd

    Lime Kiln Commercial Development, Basseterre
  • Trevor Fraites & Associates

    Newroad Development, Basseterre
  • Simmonds International

    Birdrock, Bassterre
  • Europa Hardware St. Kitts & Nevis Ltd

    Cayon Street, Basseterre
  • Domus Inc.

    Sugar Factory, Needsmust
  • Liamiuga Funeral Home

    Lime Kiln Commercial Development, Basseterre
  • O.J.’S Euro Shutters St. Kitts Ltd

    Lime Kiln Commercial Development, Basseterre
  • Jaytech

    #3 James Street Newton, Bassterre
  • Jenkins Funeral Home

    Market St, Basseterre
  • Conquering Storm Shutters

    Lower Monkey Hill, St Peters

Want to Become a Merchant?

What do I need to join this program?

In order to join this program, a vendor is required to submit the following:

  • Certificate of Incorporation
  • Articles of Incorporation
  • Annual Return
  • Notice of Address /Proof of Address)
  • Certificate of VAT Registration
  • IDs for all Directors

The vendor must submit the following for the partnership to be approved:

  • Signed Sales Financing Partnership Agreement
  • Company Registration/Incorporation Documents
  • VAT Registration Certificate
  • Vendor Creation Form

Frequently Asked Questions


As a vendor, you will be able to allow more persons the ability to afford your product. The credit facility means that customers can purchase your product in equal down payments, rather than a single transaction.

Contact Unicomer (St. Kitts) Ltd on telephone: +1 (869) 466-1640 or email:


In order to apply for the program a customer is required to submit the following:

  • A valid form of I.D. (Passport, Driver’s Licence, or Voter’s I.D.)
  • Job letter (not more than 3 months old)
  • Payslip (not more than (1-month-old)
  • Utility bill – proof of address (not more than 1 month old)
  • References information – 1 family member and 1 friend
  • Completed Application Form

Contact Unicomer (St. Kitts) Ltd at +1 (869) 466-1640 Ext 2125 or email and they will liaise with the vendor to determine their interest in the program for the facilitation of your purchase.

Unicomer finances between EC$500 and EC$30,000.

Account information will be reviewed within 48 hours.

No down payment is required.

Customers have the option to repay Unicomer within 3 — 36 months.

More ways to pay your account?

Have a Question or Comment?