It’s never been more convenient to shop for what you want with UNICOMER. With READY FINANCE, you get a whole new way to purchase items, amazing coverage on everything you purchase, and the most convenient payment options available. We put it all in place so you can get everything you need minus the stress.

  • Credit at the cash price
  • 24-hour approval
  • Setting your own installment terms (between 3 and 36 months)
  • Premium coverage for:

All installments paid for up to one year.

Monthly payment waived up to 3 months.

Balance written off your account.

Plus, get the convenience of paying:

  • At any COURTS branch or any other Unicomer location.
  • Via Paymaster, JN Money Shop, or dropbox

When You Shop With Ready Finance Your Credit Plan Is Customised For You

  • You pay no Deposit: With no down payment required, there is no need to spend your cash.
  • You choose your payment term – up to 36 months – Choose the payment term that best suits your needs – 3 to 36 months
  • Payment Protection – You’re Covered in Uncertain Times

If unforeseen circumstances affect your ability to pay your monthly installments, your payments will be waived or your balance paid off in full

get credit

When You Shop With Ready Finance Your Credit Plan Is Customised For You And You Only.

  • Get Credit at the Cash price – Our credit is based on the actual cash price
  • Easy Payment Options – You can pay installments at any courts branches or any other Unicomer location, by standing order, telebanking, internet banking, or VIA (900+ Lotto Booth Locations)
  • Hassle-Free Credit approval in Less than 24 hours
  • Shop as often as you like: There are no restrictions to the number of purchases you can make with your available Ready Finance spend


  • A valid I.D. (Passport, Driver’s Licence or Voters I.D.)
  • Tax Registration Number (TRN)
  • One copy of a recent utility bill (electricity, water, telephone, or cable bill, no more than 1 month old)
  • One copy of a recent payslip (no more than 1 months old)
  • One copy of a Job Letter stating current employment
  • Employment History (Minimum 6 months)
  • Contact details of two references (One family member not living with you and one (1) friend known over 5 years)

Conditions apply. *Subject to credit approval and terms.

Use Your Ready Finance Credit at any of our Locations

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