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FREQUENTLY ASKED QUESTIONS

Current Promotion

Back To School  – CASH RELIEF
Enter for a chance to WIN $50,000 CASH with a loan of $60K and over on 24- 36 months
Get a FREE GIFT with a loan of $60K and over on 24- 36 months
Promotion ends on September 26th, 2020

HAPPY BIRTHDAY TO YOU! 
10 winners Monthly! $20,000 in Courts Shopping Vouchers!
Promotion ends on December 31st, 2020.

THIS MONTH’S IS ON US! 
Shop at any Unicomer Jamaica store from July 1 – Sept 30, 2020 for a chance to

Win Your Monthly Instalment FREE! 150 WINNERS EACH MONTH!
Participating brands: Courts • Optical • Ashley • Radioshack • Lucky Dollar
Promotion ends on September 30th, 2020.

What is ‘Ready Cash’?

‘Ready Cash’ is an extension of Ready Finance. It is a part of your Ready Finance limit that may be used however you decide. Up to $1,000,000 can be used for personal use such as educational purposes, as well as purchase furniture, appliances, and electronics.

How much can I borrow with Ready Cash?

Ready Cash is flexible with a maximum loan amount being
  • Up to $130,000 for new customers
  • Up to $1,000,000 for existing customers.

Will there be stores to facilitate consumers Islandwide?

All Courts stores in addition to 11-Standalone Locations Islandwide.

What are your opening hours?

All the Ready Cash locations will operate from Monday to Saturday.

How will consumers know how much they will be able to borrow?

A loan agent will do a thorough interview with them and let them know the exact amount they are able to receive. The payment terms will be carefully outlined and any questions addressed.

Where can consumers make their monthly payments?

Ready Cash Loans can be paid at any Courts, Lucky Dollar and Paymaster locations as well as Jamaica National Money Shops.

How long will it take for a loan to be approved?

Once all the documents are in place the loan will be approved and disbursed within forty-eight (48) hours for new customers and twenty-four (24) hours for existing customers.
Q. What is ‘Ready Cash’?
A. ‘Ready Cash’ is an extension of Ready Finance. It is a part of your Ready Finance limit that may be used however you decide. Up to $600,000 can be used for personal use such as educational purposes, as well as purchase furniture, appliances, and electronics.
Q. How much can I borrow with Ready Cash?
A. Ready Cash is flexible with a maximum loan amount being
  • Up to $110,000 for new customers
  • Up to $600,000 for existing customers.
Q. Will there be stores to facilitate consumers Islandwide?
A. There are now 15 stand-alone locations including all Courts stores and Lucky Dollar stores excluding Spanish Town; this will allow all consumers to benefit from this opportunity.
Q. What are your opening hours?
A. All the Ready Cash locations will operate from Monday to Saturday.
Q. How will consumers know how much they will be able to borrow?
A. A loan agent will do a thorough interview with them and let them know the exact amount they are able to receive. The payment terms will be carefully outlined and any questions addressed.
Q. Where can consumers make their monthly payments?
A. Ready Cash Loans can be paid at any Courts location as well as Jamaica National Money Shop locations.
Q. How long will it take for a loan to be approved?
A. Once all the documents are in place the loan will be approved and disbursed within forty-eight (48) hours for new customers and twenty-four (24) hours for existing customers.

See What Our Customers Have to Say

LOCATIONS

Kingston &  St. Andrew

  • Cross Roads, Slipe Road, Kingston 5                                                             EXT 2061
  • Constant Spring, Kings Plaza, Kingston, and St. Andrew                     EXT 2711
  • Constant Spring Road, Kingston & St. Andrew                                         EXT 4623|4633
  • 68 ½ – 70 King Street, Kingston                                                                       EXT 4861
  • 18 – 20 King Street, Kingston                                                                           EXT 4103
  • Washington Blvd, 45 Elma Crescent, Kingston 20                                   EXT 6529|6532

St. Ann’s

  • St. Ann’s Bay, 45 Main Street, St. Ann’s Bay                                               EXT 6706
  • Ocho Rios, Da Costa Drive                                                                                 Ext 5660
  • Brown’s Town, Main Street                                                                               EXT 4401
  • Brown’s Town Shop 3&4 Main street Brown’s Town

St. Elizabeth

    • Black River, 14 High Street                                                                             EXT 4200
    • Santa Cruz, Shop 9 Santa Plaza                                                                     EXT 6109
    • Junction, Shop #6, Pines Plaza                                                                        EXT 6600
    • Santa Cruz, Shop #40 Santa Plaze
      EXT. 6120

Trelawny

  • Falmouth, Water Square, Trelawny                                                              EXT 4710

St. Thomas

  • Morant Bay, West Street, St. Thomas                                                             EXT 5525

St. James

  • Montego Bay, 11-13 Barnett Street, St. James                                            EXT. 5460
  • Bogue, Fairview Shopping Centre, Montego Bay                                        EXT 4503

St. Catherine

  • Linstead, 45 King Street                                                                                    EXT 5033
  • Linstead, Shop 30 Island Shopping Complex                                               Ext 5041
  • Portmore, Lot 15 Town Centre                                                                         EXT 6070
  • Spanish Town, 43 Young Street                                                                       EXT 6421
  • Oasis Plaza, March Pen Road                                                                           EXT 6421
  • Old Harbour, 27 East Street                                                                              EXT 5726|5721

Portland

  • Port Antonio, 9 Harbour Street                                                                      EXT 5880
  • Port Antonio, 54 West Street                                                                          EXT 5827
  • May Pen, 50 Main Street, Clarendon                                                            EXT 5370

Westmoreland

  • Negril, Shop #3 Whitehall Plaza, Whitehall
  • Sav-la-Mar, 90 Great George’s Street                                                            EXT 6260
  • Sav-la-Mar, Great George’s Street                                                                  EXT 6226|6231

Hanover

  • Lucea, MainStreet                                                                                              EXT 5128

Manchester

  • Mandeville, 1 Baptist Road                                                                              EXT 5250
  • Christiana Main Street                                                                                      EXT 4503