Sometimes, we find ourselves in need of a little help to keep a smile on our faces through tough times. That’s why Ready Cash gives you fast access to easy Cash Loans.

  • We are licensed to provide cash loans up to $1,000,000 to anyone
  • Enjoy a super low 3.15% interest per month
  • Make your first installment 30 days after disbursement

Frequently Asked Questions

Below are our Current promotions

  • A chance to win a Car with your Loan!
  • Get automatically entered for a chance to win a Hyundai Venue when you take a business loan of  $100,000 dollars and over on 24-36 months.
  • Offers runs: October 3- November 30, 2021.  Draw date: December 16, 2021

With Courts Ready Cash, it’s Easy, Fast, Affordable, and Convenient

Courts Ready Cash, a subsidiary of the Unicomer Jamaica Group (Courts) which has been operating in Jamaica for over 60 years, started in June 2015 and represents a strengthening of the company’s foothold in the microfinance sector. It is a part of your Ready Finance limit that may be used however you decide. Up to $1,000,000 can be used for personal use such as educational purposes, as well as purchase furniture, appliances, and electronics.

Ready Cash is flexible with a maximum loan amount being

  • Up to $130,000 for new customers
  • Up to $1,000,000 for existing customers.

All Courts stores in addition to 17-Standalone Locations Islandwide.

All the Ready Cash locations will operate from Monday to Saturday.

A loan agent will do a thorough interview with them and advise of the exact amount that they are able to receive. The payment terms will be carefully outlined and all questions addressed.

Ready Cash Loans can be paid at any Courts, Lucky Dollar and Paymaster locations as well as Jamaica National Money Shops.

Once all the documents are submitted, the loan will be approved and disbursed within forty-eight (48) hours for new customers and twenty-four (24) hours for existing customers.

APPLICATION CHECKLIST

  • A valid I.D. (Passport, Driver’s Licence or Voters I.D.)
  • Tax Registration Number (TRN)
  • One copy of a recent utility bill (electricity, water, telephone, or cable bill, no more than 1-month-old)
  • One copy of a recent payslip (no more than 1-month-old)
  • One copy of a Job Letter stating current employment

Conditions apply. *Subject to credit approval and terms.

Use Your Ready Finance Account at these Partners

  • Cross Roads, Slipe Road, Kingston 5 – Ext. 2061
  • Constant Spring, Kings Plaza, Kingston, and St. Andrew – Ext. 2711
  • Constant Spring Road, Kingston & St. Andrew – Ext. 4623 | 4633
  • 68 ½ – 70 King Street, Kingston – Ext. 4861
  • 18 – 20 King Street, Kingston – Ext. 4103
  • Washington Blvd, 45 Elma Crescent, Kingston 20 – Ext. 6529 | 6532
  • Linstead, 45 King Street – Ext. 5033
  • Linstead, Shop 30 Island Shopping Complex – Ext. 5041
  • Portmore, Lot 15 Town Centre – Ext. 6070
  • Spanish Town, 43 Young Street – Ext. 6421
  • Oasis Plaza, March Pen Road – Ext. 6421
  • Old Harbour, 27 East Street – Ext. 5726 | 5721
  • St. Ann’s Bay, 45 Main Street, St. Ann’s Bay – Ext. 6706
  • Ocho Rios, Da Costa Drive – Ext. 5660
  • Brown’s Town, Main Street – Ext. 4401
  • Brown’s Town Shop, 3&4 Main Street Brown’s Town
  • May Pen, 50 Main Street, Clarendon – Ext. 5370
  • Port Antonio, 9 Harbour Street – Ext. 5880
  • Port Antonio, 54 West Street – Ext. 5827
  • Black River, 14 High Street – Ext. 4200
  • Santa Cruz, Main Street – Ext. 6109
  • Courts Junction, Shop #6, Pines Plaza – Ext. 6600
  • Santa Cruz, Shop #40 Santa Plaza – Ext. 6120
  • Lynch Auto Plaza, Junction Square – Ext. 6650
  • Negril, Shop #3 Whitehall Plaza, Whitehall
  • Sav-la-Mar, 90 Great George’s Street – Ext. 6260
  • Sav-la-Mar, Great George’s Street – Ext. 6226 | 6231
  • Falmouth, Water Square, Trelawny – Ext. 4710
  • Lucea, MainStreet – Ext. 5128
  • Morant Bay, West Street, St. Thomas – Ext. 5525
  • Mandeville, 1 Baptist Road – Ext. 5250
  • Christiana Main Street – Ext. 4503
  • Montego Bay, 11-13 Barnett Street, St. James – Ext. 5460
  • Bogue, Fairview Shopping Centre, Montego Bay – Ext. 4503

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