GET CASH LOANS UP TO $20,000.

-Quick Approval

-Hassle Free

-Flexible and Easy

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FREQUENTLY ASKED QUESTIONS

Anyone can get a ready cash loan. New customers can qualify for up to $2,700. Existing customers in good credit standing can qualify for up to $20,000.
  • New customers – persons who have never shopped on hire purchase at Courts
  • Recent customers – persons who opened their first hire purchase account more than 2   months ago & who paid the first 2 installments on time
  • Subsequent customers who received calls or whose accounts show they qualify for a cash loan
  • Valid government issued identification (passport, driver’s license, national ID)
  • Most recent payslip and job letter
  • Recent utility bill
  • 2 references (1 family not living with customer & 1 friend known over 2 years)
  • Employed over 2 years
New customers who can provide a salary deduction from a company approved by Courts can get up to EC$2,700. Maximum Loan Period 36 months for loans over $13,500 only. Any loan $13,500 and under is limited to a 24 month repayment period.
Cash loans can be done at ALL Courts locations.
Customers will sign a Promissory Note which outlines the terms & conditions of the loan.
Yes a self-employed person can qualify for a loan
Customers get more than 1 cash loans, providing the combined total does not exceed 50% of the Approved Spending Limit

Q. Who can access Ready Cash Loan?
A. Anyone can get a ready cash loan. New customers can qualify for up to $2,700. Existing customers in good credit standing can qualify for up to 13,500.
  • New customers – persons who have never shopped on hire purchase at Courts
  • Recent customers – persons who opened their first hire purchase account more than 2   months ago & who paid the first 2 installments on time
  • Subsequent customers who received calls or whose accounts show they qualify for a cash loan
Q. What are the requirements for a New Customer?
  • Valid government issued identification (passport, driver’s license, national ID)
  • Most recent payslip and job letter
  • Recent utility bill
  • 2 references (1 family not living with customer & 1 friend known over 2 years)
  • Employed over 2 years
Q. How much cash can a New Customer access?
A. New customers who can provide a salary deduction from a company approved by Courts can get up to EC$2,700. Maximum repayment term is 12 months
Q. Can a cash loan be done at all Courts locations?
A. Cash loans can be done at ALL Courts locations.
Q. Do customers sign a contract?
A. Customers will sign a Promissory Note which outlines the terms & conditions of the loan.
Q. Can a self-employed person qualify for a loan?
A. Yes a self-employed person can qualify for a loan
Q. Can a customer get more than 1 cash loan?
A. Customers get more than 1 cash loans, providing the combined total does not exceed 50% of the Approved Spending Limit

LOCATIONS

Grenada Ready Cash Store
  • Corner of Cross and Halifax Street
  • Contact : 473 453-2598 (Ext 4501-4)

St George’s 

  • Young Street, St George’s
  • Telephone:
    (473) 435 2958
  • Monday – Thursday: 8 am – 4 pm
  • Friday: 8 am – 5 pm
  • Saturday: 8 am – 1 pm

Grenville 

  • Victoria Street, Grenville
  • Telephone:
    (473) 435 2958
  • Monday – Saturday: 9 am – 5 pm

Grand Anse 

  • Grand Anse, St George’s, St. George
  • Telephone:
    (473) 435 2958
  • Monday – Friday: 9 am – 5 pm
  • Saturday: 9 am – 2 pm

Hillsborough

  • Hillsborough Street, St. Georges, St. George
  • Telephone:
    (473) 435 2958
  • Monday – Friday: 9 am – 5 pm
  • Saturday: 9 am – 1 pm